Grow Your Business With A Fractional CFO!

Many small businesses rely solely on a bookkeeper or junior accountant to staff their Finance/Accounting departments. While this provides basic financial oversight on the operational aspect, it often falls short of providing the strategic financial management and guidance that businesses need to grow and thrive. This gap arises mainly due to costs associated with hiring a full-time CFO, and the perception that a small business does not require such a role.At Kit & Joe, our goal is to help small businesses ($0-10M annual revenue) realize their potential by offering them access to executive-level financial management that will aid in making informed strategic decisions. Our part-time remote Fractional CFO services deliver the same level of expertise and insight that a full-time CFO would, but without the hefty price tag.With Kit & Joe, you get a dedicated partner committed to achieving your financial goals, all at a fraction of the cost of a full-time CFO.

Our Services

Why Every Business Needs a Chief Financial Officer (CFO)?

Many businesses mistakenly believe they are too small to invest in a CFO, but with a fractional option, you can get the expert guidance you need to thrive.Don't let your size hold you back! Hire a fractional CFO to get the best of both worlds - enjoy the benefits of a CFO without the high cost of a full-time position.

Cash Flow Management

A CFO plays a crucial role in cash flow management by providing forecasting, ongoing monitoring, debt management strategies, cost-saving measures, and transparent reporting to ensure stable and sufficient cash flow for operations, reducing financial risks.

Increased Profitability

Using tools such as budgeting and sales forecasting, a CFO can help increase profitability by analyzing financial data, identifying areas for cost savings, and implementing strategies for revenue growth.

Strategic Planning

A CFO collaborates with management to define long-term financial objectives, and supports the business by developing data-driven plans regarding investments, expansion, and other major financial ventures to ensure business goals are achieved.

Our Proven Process

Why Kit & Joe?

Our successful methodology entitled the "5 Pillar Company Pulse" provides clear guidance for management to achieve their goals. With straightforward steps and frequent checkpoints, management can track progress and make informed decisions in a timely manner. This tried and true process incorporates the most effective elements of financial best practices and well-regarded management strategies, such as the Rockefeller habits and the Entrepreneurial Operating System (EOS).


The "5 Pillar Company Pulse" consists of the following:

  • Big Picture Planning

  • Budgeting

  • Management Reports

  • Performance Reviews

  • Company Scorecards

Who We Are

Meet Our Founder - Michael Cheung

Michael Cheung is a Chartered Accountant (CA, CPA) with experience having worked in Big 4, publicly traded, and private companies. However, his true passion lies in entrepreneurship and helping small business owners succeed.After more than a decade honing his skills and gaining valuable experience, Michael founded Kit & Joe. Named after his parents, Kit & Joe is dedicated to providing financial guidance to small business owners who want to succeed but may not have the financial acumen required. With Michael as your guide, you'll have access to a wealth of financial knowledge and expertise, helping you to overcome any financial hurdles and reach your goals.Don't let financial challenges hold you back - partner with Kit & Joe today and start building the successful, profitable business of your dreams.

Let's Get Started

Contact Us!

If you are interested in learning more about how a fractional CFO can help your business, please leave a message below.

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